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Financing your US-spec car while stationed in Germany

When you buy a US-spec car through Military AutoSource with Sam's American Garage, you can pay with your own funds or finance through a lender you choose. MAS helps with the application but does not make the loan itself.

Who lends

  • Manufacturer finance for the brand you are buying, where available.
  • Navy Federal Credit Union and on-base / DoD-approved credit unions. MAS names Navy Federal and "every on-base credit union"; its site also shows Service Credit Union and Andrews Federal among partner logos.

How it fits the buying process

  1. Get your no-haggle quote with tax-free military pricing* (always below US MSRP) and published incentives.
  2. Apply with the lender you prefer; we help you assemble what the lender asks for.
  3. Sign the Buyer's Offer and pay the deposit (MAS accepts check, ACH, money order, card up to $3,500 or MILITARY STAR, in USD; no cash).
  4. Pay the balance before delivery or shipment as MAS requires.

Early Order Advantage

MAS describes an Early Order Advantage that lets you start building a down payment from around $100, with MAS matching the down payment up to $750 at firm order, under its current terms. Ask us whether it applies to your timeline.

* Tax-free for eligible buyers. If the vehicle is later registered in the US, state taxes and fees may apply there. Sources: militaryautosource.com (home, FAQ), Exchange Plain Talk PDF, MAS Early Order Advantage page. Terms can change; your lender and MAS confirm the details.

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